FERS minimum retirement age if you were born from 1966 to 1970
If you were born from 1966 to 1970, your FERS minimum retirement age (MRA) is 56 and 4 months for 1966, 56 and 6 months for 1967, 56 and 8 months for 1968, 56 and 10 months for 1969 and 57 for 1970. Your Social Security full retirement age is 67 in each of those years. Each birth year has its own row in the table. For your exact date, the FERS tool adds the MRA to your birth date.
| Born in | FERS minimum retirement age | Social Security full retirement age |
|---|---|---|
| 1966 | 56 and 4 months | 67 |
| 1967 | 56 and 6 months | 67 |
| 1968 | 56 and 8 months | 67 |
| 1969 | 56 and 10 months | 67 |
| 1970 | 57 | 67 |
Source: OPM: FERS eligibility; SSA: Normal Retirement Age, opened on .
Two ages for each birth year: the FERS MRA from OPM and the Social Security age from SSA
The FERS minimum retirement age in the table comes from OPM’s chart by year of birth, and the Social Security full retirement age comes from SSA’s table. For every year from 1966 to 1970 Social Security’s age is 67, while the FERS age rises from 56 and 4 months to 57. Enter your date of birth on the FERS minimum retirement age page to see the date your MRA falls on.
What is the FERS minimum retirement age for each birth year from 1966 to 1970?
OPM’s chart sets the minimum retirement age (MRA) by year of birth. It gives 56 and 4 months for 1966, 56 and 6 months for 1967, 56 and 8 months for 1968 and 56 and 10 months for 1969. For 1970 and after it is 57, so 1970 is the first of these years with a whole-year MRA. The table above gives each year its own row, read from the same OPM chart that the FERS minimum retirement age page uses.
Does the MRA change with the month of birth?
Not in OPM’s chart. The chart gives one age for each calendar year of birth, so everyone born in 1967 has the same MRA, 56 and 6 months, whatever the month. OPM’s page does not say how to count the MRA for a birth on the 1st of a month or on January 1, so this page does not move the age for those days. The FERS tool adds the MRA to your birth date and tells you to confirm the day with your agency.
What is the Social Security full retirement age for these years?
SSA’s table gives 67 for people born in 1960 and later, so 67 applies to every birth year from 1966 to 1970. For a birth on January 1, SSA uses the previous year’s row, which is also 67, so the age stays the same. For a birth on the 1st of any month, SSA counts the birthday as falling in the previous month, which moves the month you reach 67 one month earlier and does not change the age. The Social Security age is set by SSA and is a separate program from the FERS MRA.
Which immediate retirement ages apply to these birth years?
OPM lists four sets for an immediate FERS retirement benefit: age 62 with 5 years of service, age 60 with 20 years, your MRA with 30 years, or your MRA with 10 years. For the MRA with 10 years, OPM says the benefit is reduced 5 percent a year for each year under 62, unless you have 20 years of service and the benefit starts at 60 or later. Your MRA is the age from the table above, so for 1966 to 1970 it runs from 56 and 4 months to 57.
How do I find the date for my own birthday?
Open the FERS minimum retirement age page and enter your date of birth. It shows your MRA and the date your birth date plus that age falls on. If you also enter your service computation date, it shows the first date for each of the four immediate sets. The date of birth stays in your browser: it is not sent, saved or put in the address.
Questions about fers mra, 1966 to 1970
What is the FERS MRA for someone born in 1966?
56 and 4 months. OPM’s chart gives 56 and 2 months for 1965, so 1966 is two months later.
What is the FERS MRA for someone born in 1967?
56 and 6 months, two months more than for a 1966 birth.
What is the FERS MRA for someone born in 1968?
56 and 8 months, the age OPM’s chart gives for births in 1968.
What is the FERS MRA for someone born in 1969?
56 and 10 months, the last 2-month step in OPM’s chart before the MRA becomes 57.
What is the FERS MRA for someone born in 1970?
57. OPM’s chart gives 57 for births in 1970 and after.
Does this page show my annuity?
No. It shows ages and dates, not a dollar amount. OPM publishes calculators, including the Federal Ball Park Estimator, and your agency’s benefits office can give you an estimate.
Is the MRA the same as my Social Security age?
No. They come from two programs with two tables. OPM’s chart runs from 55 to 57 for the MRA, and Social Security’s full retirement age runs from 65 to 67.
Related tools
More ways to check your federal retirement ages.
FERS minimum retirement age
For federal employees: the minimum retirement age by birth year.Retirement age timeline
Your ages 62, full retirement age, 65 and 70, month by month.Full retirement age chart
Social Security full retirement age by year of birth, with months.Early vs delayed retirement
Percent of your benefit if you start early or wait, never dollars.Medicare eligibility age
Your 7-month sign-up window and when coverage starts.
Sources: what this page states and where we read it
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| What the page says | Official page and where on it | Opened |
|---|---|---|
| The FERS Minimum Retirement Age is 55 for births before 1948, rises 2 months a year to 55 and 10 months for 1952, is 56 for 1953-1964, rises 2 months a year to 56 and 10 months for 1969 and is 57 for 1970 and after. | OPM: FERS eligibilityTable “Eligibility Information”, If you were born / Your MRA is | |
| Not confirmed. How OPM counts the MRA for someone born on the 1st of a month or on January 1 is NOT CONFIRMED: the OPM page gives the age by year of birth and states no day-of-month rule, so the site shows your birth date plus the MRA and tells you to confirm with your agency. | OPM: FERS eligibilityTable “Eligibility Information” and the notes around it (no day-of-month rule is stated) | |
| An immediate FERS retirement benefit needs age 62 with 5 years of service, age 60 with 20 years, the MRA with 30 years, or the MRA with 10 years. | OPM: FERS eligibilitySection “Immediate Retirement” | |
| Retiring at the MRA with 10 to under 30 years of service reduces the benefit 5 percent a year for each year under 62, unless you have 20 years and the benefit starts at 60 or later. | OPM: FERS eligibilitySection “Immediate Retirement” | |
| Full retirement age is 65 for 1937 and prior, rises 2 months a year from 1938 to 1942, is 66 for 1943-1954, rises 2 months a year from 1955 to 1959 and is 67 for 1960 and later. | SSA: Normal Retirement AgeTable “Normal Retirement Age”, Year of birth / Age | |
| If you were born on January 1, use the previous year’s row of the table. | SSA: Normal Retirement AgeNotes under the table, note 1 | |
| If you were born on the 1st of a month, SSA figures your benefit and full retirement age as if your birthday were in the previous month; January 1 counts as December of the previous year. | SSA: Starting Your Retirement Benefits EarlyNotes under the chart “Full Retirement and Age 62 Benefit By Year Of Birth” | |
| OPM has its own retirement calculators, including the Federal Ball Park Estimator. | OPM: Retirement calculatorsPage “Calculators” |
Not confirmed: OPM’s chart is by year of birth and gives no rule for a birth on the 1st of a month or on January 1. Confirm the exact date with your agency.
General information from official sources, not advice. Rules can change by law, and the agency decides your case. Confirm your dates with the Social Security Administration, Medicare or the Office of Personnel Management before you decide. Nothing you type leaves your browser.